Kenneth Hawrylak, October 26 2026

How to Spot Phishing

Recognize the warning signs before you click!


Around here, when someone mentions phishing, you might picture a boat, a fish finder, and a perfectly good afternoon spent chasing bass or crappie around Rainy Lake.

Unfortunately, the kind of phishing we're talking about today doesn't involve a fishing rod—and this time, you might be the one getting bitten!

And unlike a bad day on the lake, getting hooked by this kind of phishing can cost you a lot more than a few lost lures.

Let's look at how to recognize the bait before you get chomped on.

What Is Phishing?

Phishing is a type of cyberattack where someone attempts to trick you into revealing sensitive information, downloading malicious software, sending money, or giving them access to something they shouldn't have.

Rather than breaking through your computer's security directly, attackers often try to convince you to open the door for them.

They might pretend to be:

Your bank or credit card company

A delivery service

Microsoft, Google, Apple, or another familiar company

Your employer or IT department

A friend, family member, or coworker

A government agency

The message might arrive through email, text message, social media, a messaging app, or even a phone call.

The delivery method changes, but the objective is usually the same: make you take an action that benefits the attacker.

1. Urgency: Act Now or Else!

One of the most common phishing techniques is creating a sense of urgency.

You might receive a message saying:

"Your account will be suspended in 30 minutes!"

"Unusual activity detected. Verify your identity immediately."

"Your package cannot be delivered until you update your information."

"Your payment has failed. Act now to avoid interruption."

The attacker wants you to react emotionally instead of thinking critically.

Fear, curiosity, excitement, and pressure can all encourage someone to act before examining the request.

The warning sign isn't necessarily that something is urgent. It's that someone is using urgency to discourage verification.

A legitimate security notification may require attention, but you should still be able to verify it independently.

2. The Sender Isn't Always Who They Claim to Be

A message might display a familiar name such as:

Microsoft Security Team

But the actual sending address could be something completely unrelated, such as:

[email protected]

Notice the zero replacing the letter "o" in Microsoft.

Attackers may use lookalike domains, misleading display names, compromised legitimate accounts, or spoofed sender information to make messages appear trustworthy.

Even a familiar sender address isn't absolute proof that a message is safe.

What to do: Examine the actual sender address, but don't rely on it alone. If the message requests something sensitive, verify through a trusted channel you already know.

3. Suspicious Links: Where Does That Click Actually Go?

A phishing message often contains a link designed to look like it leads to a familiar, trustworthy website.

For example:

https://accounts.google.com.security-check.example/login

At first glance, you might recognize accounts.google.com and assume the link belongs to Google.

But look more closely.

The actual domain in this example is security-check.example. The familiar Google address is simply part of a longer hostname designed to mislead you.

Attackers count on people recognizing a trusted name without examining where the link actually goes.

They can also hide suspicious links behind convincing buttons such as:

VERIFY ACCOUNT

TRACK PACKAGE

RESET PASSWORD

These buttons may look perfectly legitimate, but their appearance tells you nothing about where they'll take you.

Check Before You Click

On a desktop computer, hovering your mouse over a link will often reveal its destination. On a smartphone, pressing and holding a link may display a preview, depending on the application.

This gives you an opportunity to examine the address before opening it.

Look for unusual domain names, misspellings, unexpected redirects, or familiar company names buried inside longer addresses.

However, even a link that looks legitimate isn't guaranteed to be safe. Attackers can compromise legitimate websites or create convincing imitations.

Free Tools to Check Suspicious Links

If you're unsure about a link, there are free online tools that can help you investigate it without visiting the suspicious website yourself.

Here are two worth bookmarking:

NordVPN Link Checker — Checks URLs against threat intelligence databases and uses machine learning to identify potential phishing websites, scams, and malware. It's free to use without an account or subscription.

ESET Link Checker — Examines URLs for potential phishing, malware, and other suspicious activity, providing a quick assessment of whether a link may be dangerous.

Simply copy the suspicious link address and paste it into one of these tools rather than opening the link in your browser.

Keep in mind: No link checker can guarantee a website is safe. New phishing sites may not have been identified yet, and a clean result doesn't automatically mean a link is trustworthy.

Also, avoid submitting private links containing passwords, authentication tokens, or other sensitive information to public checking services.

When in Doubt, Go Directly to the Source

The safest option is often the simplest.

If you receive a message claiming there's a problem with your bank account, email, package delivery, or another service, don't use the link in the message to investigate.

Instead, open the company's official app or navigate to its website using an address you already know or a trusted bookmark.

If there's a genuine problem, you should be able to investigate it through the legitimate service.

Remember: You don't have to use the link someone sends you. Verify the request independently before taking action.

4. Requests for Sensitive Information

Be suspicious when an unexpected message asks you to provide:

Passwords or account credentials

Multi-factor authentication codes

Banking or credit card information

Personal identification details

Recovery codes

Remote access to your computer

A particularly dangerous example involves MFA.

You receive a message claiming someone needs the verification code that just appeared on your phone.

That code may be the very thing preventing an attacker from accessing your account.

Never share an unexpected authentication code just because someone asks for it.

MFA is an important security layer, but attackers can sometimes manipulate people into defeating it themselves.

For more information, see our blog on MFA Explained.

5. Unexpected Attachments and Downloads

Not every phishing attack asks you to enter a password.

Some attempt to convince you to open a malicious attachment or download a program.

Examples include:

An invoice you weren't expecting

A delivery document

A résumé from an unknown applicant

A supposed security update

A shared document requiring you to sign in

A file asking you to enable macros or other active content

A document can appear harmless while containing links, scripts, or instructions intended to compromise your system.

Even familiar file types can be used as part of an attack.

Ask yourself: Was I expecting this file? Does the sender have a legitimate reason to send it? Can I verify the request another way?

If something doesn't make sense, don't open it just to find out.

6. Poor Spelling Isn't the Reliable Warning Sign It Used to Be

We've all seen phishing messages filled with awkward grammar, strange formatting, and obvious spelling mistakes.

Those are still reasons to be suspicious.

But there's a problem with relying on them.

Modern attackers can use templates, translation tools, and artificial intelligence to create convincing, professional-looking messages.

A phishing email can now have perfect spelling, appropriate formatting, a believable signature, and language that sounds exactly like a legitimate business.

Some attackers can even imitate the writing style of a real person.

A well-written message is not necessarily a trustworthy message.

Instead of judging only how professional it looks, focus on what it's asking you to do and whether the request makes sense.

7. Unexpected Changes to Normal Procedures

Imagine you're running a small business.

You regularly receive invoices from a supplier. One day, you get a message saying:

"Our banking information has changed. Please send all future payments to this new account."

The email looks legitimate. The invoice looks familiar. The sender may even be someone you've dealt with before.

But changing payment details is a significant request.

This is a common scenario in business email compromise, where attackers attempt to redirect payments or manipulate business transactions.

The safest response is to verify the change using a trusted phone number or contact method already on file.

Don't rely on the contact information provided in the suspicious message.

When a request changes how money, information, or access is handled, verification becomes especially important.

8. Phishing Isn't Limited to Email

Phishing can appear in several forms.

Email phishing: Fraudulent emails designed to steal information or trigger an action.

Smishing: Phishing delivered through SMS or text messages.

Vishing: Voice phishing conducted through phone calls.

Social media and messaging scams: Fraudulent messages, links, or requests delivered through social platforms.

QR code phishing: Malicious QR codes that direct people to fraudulent websites.

Different channels, same basic technique: convincing someone to trust a request they shouldn't.

The important skill isn't memorizing every type of phishing.

It's recognizing the underlying manipulation.

A Simple Way to Evaluate Suspicious Messages

Before acting on an unexpected message, ask yourself five questions:

1. Who is asking?

Do I actually know who sent this, or am I relying on a name, logo, or email address that could be misleading?

2. What are they asking me to do?

Am I being asked to click a link, open a file, provide information, send money, or grant access?

3. Why are they asking?

Does the request make sense given my relationship with the sender?

4. Why now?

Is there artificial urgency, fear, or pressure intended to make me act without thinking?

5. Can I verify it independently?

Can I contact the organization through its official website, application, or a phone number I already trust?

You don't need to be a cybersecurity professional to ask these questions.

You just need to develop the habit of questioning unexpected requests.

What If You Encounter a Phishing Attempt?

First, clicking a suspicious link does not automatically mean your computer has been compromised.

What happens next depends on the website, your device, browser, security protections, and what actions you took.

But if you think you've interacted with a phishing attempt, don't ignore it.

If you entered a password:

Change it immediately through the legitimate website or application. If you reused that password elsewhere, change those accounts too. Review recent account activity and enable MFA if it isn't already active.

If you downloaded or opened a suspicious file:

Stop interacting with it. Run an appropriate security scan and seek technical assistance if you suspect malicious software was executed.

If you shared financial information:

Contact your bank or financial institution using its official contact information.

If you approved an unexpected MFA request or shared a verification code:

Secure the affected account immediately, review active sessions, and revoke suspicious access where possible.

If this happened at work:

Notify the appropriate person or IT support promptly. Early reporting can make a significant difference in limiting damage.

If you recognize a phishing attempt before interacting with it:

Report the suspicious message through your organization's reporting process or the email, messaging, or service provider's built-in reporting tools. Reporting helps identify threats and protect others.

The objective isn't to assign blame.

It's to recognize the incident, contain potential damage, and recover.

Phishing Is Really About Trust

Here's the bigger picture.

Phishing works because attackers exploit how people make decisions.

We recognize familiar names. We respond to authority. We worry when something appears wrong. We want to help people. We sometimes act quickly because we're busy.

Attackers build messages around those normal human behaviours.

That's why phishing is closely connected to social engineering, which we'll explore in more detail in a future article.

It's also why technical security controls alone aren't enough.

Spam filters, browser protections, MFA, antivirus software, and account permissions can all help reduce risk.

But the person receiving the message still plays an important role.

This connects directly to two concepts we've discussed in previous Digital Drive articles:

Zero Trust: Don't automatically trust a request simply because it appears to come from a familiar source.

Least Privilege: Don't provide more information, access, or permissions than are actually necessary.

Together, these ideas help us make better decisions when someone—or something—asks for our trust.

The Bottom Line

Phishing attacks don't always look suspicious.

They can be polished, personalized, convincing, and delivered through channels we use every day.

The goal isn't to become afraid of every email, text, or notification.

It's to recognize when someone is trying to influence your decisions and to verify requests before acting.

Remember:

Check the sender. Question the request. Verify independently. Think before you click.

And if you're going phishing on Rainy Lake, at least make sure you're the one holding the rod—not the one getting hooked.

Digital Drive IT Solutions

Demystifying technology so people can make better decisions.

Written by

Kenneth Hawrylak

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